Yes, student loans can affect your ability to qualify for a mortgage. Lenders consider your debt-to-income (DTI) ratio, which includes monthly student loan payments. However, options like income-driven repayment plans can lower your DTI and improve your chances.

Yes, child support is factored into your finances when applying for a mortgage. If you pay child support, it is considered a debt and increases your DTI ratio. If you receive child support, it can be used as additional income, provided it meets specific lender requirements, such as a history of consistent payments.

Evictions can hurt your credit score, making it harder to qualify for a mortgage. Lenders may view an eviction as a sign of financial instability. You can improve your chances by addressing past issues, paying off debts, and building a stronger credit history.